Running a tenant background check is normal for a landlord but sometimes the renter will want to provide their own report.

This isn’t a good idea due to rules laid out in the Fair Credit Reporting Act because this is sensitive information that needs to follow a process.

American citizens can go to annualcreditreport.com. This website is owned by the three major credit bureaus and Federal law requires each of the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion – to give you a free credit report every 12 months if you ask for it. [source — annualcreditreport.com]

If you run a credit report on a tenant applicant, that renter is entitled to a free copy of that report according to the FCRA.

Be Careful of Fake Credit Report Websites

In June of 2005 the World Privacy Forum did a study on the amount of imposter domains trying to use a phishing technique to get clicks to their site.

The list below represents the 112 working fake domains that were discovered from this investigation.

On the bright side, from our research, only 6 of these 112 dubious domains are now currently active. The rest of the urls are listed for sale or shut down.

wwwannualcreditreport.com
freeannualcreditreports.com
annuilcreditreport.com
annualcrditreports.com
annualccreditreport.com
annualcredditreport.com
annualcreditrepoort.com
annualcrreditreport.com – Transunion.com
annalcreditreports.com
annualcreditreportwebsite.com
annualcreditsreport.org
freeannualcreditsreport.com
annualcreditsreports.com
annualfeecreditreport.com
annualfrecreditreport.com
annualfreecreditreport.org
wwwannualfreecreditreport.com
annuallycreditreport.com
annuallycreditreports.com
annualreecreditreport.com
orderannualcreditreport.com
annualcreditreportform.com
requestannualcreditreport.com
getfreeannualcreditreport.com
annualcreditorreport.com
annualcreditmonitoringreport.com – FreeCreditCheck
freeannualcreditmonitoringreport.com – FreeCreditCheck
theannualcreditreport.com
annual-credit-report.org
free-annual-credit-reports.com
free-annual-credit-reports.org
annualcreditreportrequestservice.com
freeannualcreditreports.net
onlineannualcreditreport.com
creditreportannually.com
annualonlinecreditreport.com
anualcreditreports.com
annuacreditreport.com
annualcreditrepport.com
annualceditreports.com
creditannualreport.com
annualvcreditreport.com
annualycreditreport.com
reportcreditannual.com
creditreportannual.com
annualcresitreport.com
annalcreditreport.com
snnualcreditreport.com
annuelcreditreports.com
annualfreecreditreport.com
annualfreecreditreports.com
creditreportannualy.com
annualcreditreportonline.com
reeannualcreditreport.com
wwwlannualcreditreport.com – Transunion
wwwfreeannualcreditreport.com
returntoannualcreditreport.com
annualcreditpreport.com
annualcreditcreport.com – Transunion
experianannualcreditreport.com
annuakcreditreport.com
freecreditannualreport.com
annualcreditsreport.com
returnannualcreditreport.com
annualcreditbureaureport.com
freannualcreditreport.com
free-annualcreditreport.com
getannualcreditreports.com
annualcreditreportz.com
free-annualcreditreports.com
annualcreditreportfree.com
getannualcreditreport.com
eannualcreditreport.com
annualcreditbureaureport.org
nnualcreditreport.com
aannualcreditreport.com
wwwwannualcreditreport.com
annualcreditreportcom.com
wwannualcreditreport.com
wwwannualcreditreport.net
wwwannualcreditreport.org
wwwannualcreditreports.com
freeannual-creditreport.com
reportannualcredit.com
annualcredit-reports.com
annualcreditcardreport.com
annualcreditcardreports.com/
annualcreditcheckreport.com
annualcreditfreereport.com
annualcreditratingreport.com
feeannualcreditreport.com
fereannualcreditreport.com
fereeannualcreditreport.com
freeeannualcreditreport.com
frreannualcreditreport.com
onlineannualcreditreport.org
sannualcreditreport.com
equifaxannualcreditreports.com
equifaxannualcreditreports.org
freeannualcreditreports.org – Spam Credit Site
onlineannualcreditreports.com
onlineannualcreditreports.org
transunionannualcreditreports.com
transunionannualcreditreports.org
annualcreditreportsfree.com
annualcreditscorereport.com
annualcreditscorereports.com/
annualcreditreporter.com
annualcreditreporte.com
annualcreditreportforfree.com
annualcreditreportonline.org
annualcreditreportr.com

In Conclusion

You’re entitled a free copy of your credit report from each bureau.

This means every four months you should be able to see your credit report for free if you rotate through the the three bureaus.

Just make sure you’re using the correct site at https://www.annualcreditreport.com/

 

About the author

I believe the biggest mistake you can make in life is not learning from them. I've been a landlord since 2009 and still learning all the time.