What Does A Tenant Background Check Include?
We’ve been in business over 10 years and when clients speak we listen.
We’ve adapted our tenant background checks to include all the vital data that landlords needs when judging a tenant applicant.
We have three different tenant background packages:
- Basic (B)
- Pro (Pr)
- Platinum (Pl)
We also provide the SmartMove credit report for landlords interested in seeing a full credit score.
List of data included on a tenant background check:
In the list below we will share all data included in our background reports.
At the conclusion of each data point we will add a designation for each report that includes this data.
SSN Verification – We verify the social security number of your tenant applicant. — B/Pr/Pl
Address History – We provide recent known addresses so you can compare this data to what is provided on your rental application.– B/Pr/Pl
Judgments & Liens Search – A judgment is a decision of a court regarding the rights and liabilities of parties in a legal proceeding. A lien is a creditor’s legal claim against property owned by a debtor as security for a debt. — B/Pr/Pl
Bankruptcies Search – We will search nationwide databases to provide all reportable bankruptcies on your applicant. The FCRA mandates that these are only reportable for up to 10 years. — B/Pr/Pl
National Eviction Search – We search several databases to provide you with eviction history on your applicant. We also include data on evictions that were served but never fully processed. This is common in cases when a tenant pays rent after being served a notice to quit. — B/Pr/Pl
National U.S. Criminal Search – We access all 50 states with our Pro and Platinum reports. Our SmartMove package includes 45 states (DE, CO, MA, WY, SD are not included with SmartMove credit reports) — Pr/Pl
U.S. Sex Offender Search – We search the national sex offender registry database providing you with information about the offender status of your applicant. — Pr/Pl
Global Homeland Search – Individuals or organizations included on the Global Homeland search may be involved in terrorist activities, money laundering, illegal imports, fraud against government agencies, violations of federal banking regulations, or drug trafficking. Sometimes it is referred to as a “Global Homeland Security Background Check” or a “Terrorist Watch List Search.” — Pr/Pl
Verification Calls – Our Platinum reports include everything on the Pro reports plus the verification calls. We call the current and previous landlord along with the current employer of your applicant. We ask a series of verification questions and compile our notes inside of your report. These calls can gather data not accessible on national databases. — Platinum only
Credit Check – This is a $9.95 add-on to to any Basic, Pro or Platinum report. It is a pass/fail metric based on your criteria. Learn more about the tenant credit check.